Most Common Gift Credit Cards FAQ’s

If you have ever considered purchasing a gift credit card, chances are you have a few questions. To help you out, we have noted some of the most common FAQ’s that people have when buying these types of cards.

Where can I buy a gift credit card?

These cards are purchased one of three ways. You can buy them in person at one of the millions of locations that carry them including financial institutions, variety stores and department stores. You can also purchase them at several online retailers like Amazon.com. Or you can purchase them directly from card issuers like Visa, Mastercard and American Express through their online store.

How do I use my gift credit card?

These types of cards are used in the same fashion as a regular debit card. You simply use your card to pay for your purchase by swiping it at the cash terminal. Be sure you know your card balance so you don’t get caught short.

Can I use my card anywhere?

You can use your prepaid card anywhere that major credit cards are accepted. This includes in-person retail stores as well as online shopping and virtual malls.

Does my card expire?

Yes. Each gift card has an expiry date. You can continue to use your card until the funds are depleted or you reach the expiry date on your card. If the card expires and you have not used all of the available funds, contact your card issuer about how to access the remaining balance.

Can I return something that I bought with my prepaid card?

Yes. But be prepared to show the retailer the card you made the purchase with. For this reason, it is a good idea to keep cards that have expired. In most cases, the amount refunded will be put back onto your card.


What if I lose my gift credit card?

Not to worry. Most card issuers have a liability policy in place that will prevent you from being responsible for purchases made on a lost or stolen card.

Prepaid cards are a great alternative to a regular credit card. They are easier to be get, handy to have and are a fantastic gift idea for students.