Everyone likes a great deal right? Well credit card offers are no different. There are tons of incentives and promotions out there but here are some great ones to watch out for.

The internet has made it so incredibly easy to shop for, compare and apply for credit cards.   It is so easy in fact, that it is quite common to do all of these things on one website. This makes it much easier for all of us to be sure we are getting the very best credit card offers.

But how can we be sure we are getting the best possible deal? Well here are some things to watch for.

The first is convenience. Being able to apply and perhaps even be approved online from the comfort of your living room sofa is a definite plus. Look for an easy application and approval process.

Second, pay close attention to interest rate and APR. Many online credit cards offer low or no annual fees and very low interest as an incentive. Huge savings here!

Another great offer to watch for is extended interest free periods.  What this means is some credit card companies offer new cardholders a period of time when no interest is charged.  This may be anywhere from 60 days up to six months!

And lastly, and perhaps my favorite offer to watch for is points or rewards. These can quickly add up. These types of incentives may mean new merchandise, vacations, or free shopping for you. How great is that?

So the next time your are browsing the internet comparing the very best credit card offers out there, remember to watch for these important things.  Not only will they save you time and money, but over time they may earn you valuable extras that you may not have been able to afford otherwise.

I don’t know about you, but the thought of being able to travel the world at little or no cost to me sounds like a dream come true.  But with MBNA Credit Card Travel Miles, this doesn’t have to be a dream.  Not only can it be a reality but it could be a reality much sooner than you think.

Here are our favorite MBNA credit cards that offer a low APR as well as a low balance transfer rate to get those points adding up faster!

Our top choice is the bmi American Express credit card from MBNA.  This card offers a low APR of 15.9% which is a great rate these days!  This card also offers a low 0% interest on balance transfers for the first 12 months.  And this no annual fee credit card also offers a lot of special incentives that we just love!

For instance, you can earn 20,000 bonus travel miles just by using your card in the first 90 days.  And you’ll earn 1.5 travel miles each time you use your card.

All of these notable points make this card a great choice for anyone looking to earn travel miles on their credit card.

Another top choice would be the Virgin Atlantic White American Express Credit Card from MBNA.  This card offers no annual fee, a 17.9% variable interest rate and 0% interest on all balance transfers for 6 months.  But here’s what we like the most – if you use your card with selected partners, you will earn 2 miles for every dollar spent.  How’s that for an incentive to use your card!

And they also offer an incentive to join – 3,000 miles if you charge your purchases to your credit card within the first 90 days.

Using MBNA credit card travel miles is a great way to save yourself some money the next time you want to take a vacation.  Besides, using your credit card on purchases you make anyway only makes sense.  It can also help rebuild credit too if used wisely.

So what are you waiting for?  Go apply for an MBNA credit card and before you know it you’ll be heading off into a warm tropical sunset.